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PRODID:-//ChamberMaster//Event Calendar 2.0//EN
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CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20191120T170000Z
DTEND:20191120T180000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Human Resource Council Meeting - Wednesday\, November 20\, 2019
DESCRIPTION:Human Resource Council Meeting Notice  \n		\n		\n			 \n			 \n		\n		\n			DATE:\n			Wednesday\, November 20\, 2019\n		\n		\n			 \n			 \n		\n		\n			TIME:\n			12:00 PM - 1:00 PM\n		\n		\n			 \n			 \n		\n		\n			LOCATION:\n			Marion Area Chamber of Commerce\n\n			267 W. Center St.\n\n			Marion\, OH  43302\n		\n		\n			 \n			 \n		\n		\n			SPEAKER:             \n			Lars Olson\, Senior Vice President\, Merrill Lynch - Olson\, Vincent\, Sharma  Group\n		\n		\n			 \n			 \n		\n		\n		\n		\n			TOPIC:\n			Special Needs  Financial Planning\n		\n		\n			 \n			 \n		\n		\n			DESCRIPTION: \n			Proper financial planning advice among special need families. Three quick facts to consider:\n			\n				Many employees are affected by special needs.  Nationwide\, it is estimated that 20% of all households with children face a special health care need.\n				Special needs planning advice is often very different than traditional planning advice.  For example\, traditional planning advice recommends employees name individuals (spouse/children) as your 401k beneficiaries in order to avoid probate.  Special needs financial planning recognizes that the problem of naming a special needs individual as a 401k beneficiary   it may cause him/her to lose their eligibility for key government benefits like Medicaid if they inherit even a modest amount.   \n				Parents of a special needs child must save for "two lifetimes"\, and many feel that they aren't succeeding.  Many employees aren't saving enough to replace their own income in retirement\, and employees with special needs in their family must save both for their retirement and for the needs of their special need loved ones after their passing.  Indeed\, a recent MetLife survey reports that 60% of special needs parents felt their child would never be financially independent.\n			\n			\n		\n		\n			 \n			 \n		\n		\n			RSVP:\n			by Monday\, November 18\, 2019 at noon by clicking Register Now above\, by email reply or by calling 740.382.2181.\n		\n		\n			 \n			 \n		\n		\n			Thank you very much for your prompt RSVP!\n		\n		\n			 \n		\n		\n			PARKING:\n			Off street parking for all events held at the Marion Area Chamber of Commerce is available in the large lot marked "Private Lot Marion Chamber\, Downtown Marion and Atta Boys at the corner of Orchard and W. Church St."\n			Click now to see the Harding Centre Visitors parking lot\n\n			Aerial photo and instructions.
X-ALT-DESC;FMTTYPE=text/html:&nbsp\;\n<table align="center" border="0" cellpadding="1" cellspacing="2" height="276" width="686">\n	<tbody>\n		<tr>\n			<td colspan="4" style="text-align: center\;"><span style="font-size: 20px\;"><span style="font-family: verdana\;"><strong><span style="font-family: verdana\;"><strong><span style="font-family: verdana\;"><strong><span style="font-family: verdana\;"><strong><span style="color: rgb(128\, 0\, 0)\;">H</span><span style="color: rgb(0\, 0\, 0)\;">uman </span><span style="color: rgb(128\, 0\, 0)\;">R</span></strong></span></strong></span></strong></span></strong></span><span style="color: rgb(0\, 0\, 0)\;"><strong><font face="Verdana">esource</font></strong></span><span style="font-family: verdana\;"><strong><span style="color: rgb(0\, 0\, 0)\;">&nbsp\;</span><strong><span style="color: rgb(128\, 0\, 0)\;">C</span><span style="color: rgb(0\, 0\, 0)\;">ouncil</span> <span style="color: rgb(128\, 0\, 0)\;">M</span><span style="color: rgb(0\, 0\, 0)\;">eeting</span> <span style="color: rgb(128\, 0\, 0)\;">N</span><span style="color: rgb(0\, 0\, 0)\;">otice</span></strong></strong>&nbsp\;<span style="color: black\;"> </span></span></span></td>\n		</tr>\n		<tr>\n			<td>&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="color: black\;"><span style="font-family: verdana\;"><strong>DATE</strong></span></span><span style="font-family: verdana\;"><span style="color: rgb(255\, 0\, 0)\;">:</span></span></span></td>\n			<td colspan="3" style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="color: rgb(0\, 0\, 0)\;"><span style="font-family: verdana\;"><span>Wednesday\, November 20\, 2019</span></span></span></span></td>\n		</tr>\n		<tr>\n			<td>&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="color: rgb(255\, 0\, 0)\;"><span style="font-family: verdana\;"><strong>TIME</strong></span></span><span style="font-family: verdana\;"><span style="color: rgb(0\, 0\, 0)\;">:</span></span></span></td>\n			<td colspan="3" style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="color: rgb(0\, 0\, 0)\;"><span style="font-family: verdana\;"><span>12:00 PM - 1:00 PM</span></span></span></span></td>\n		</tr>\n		<tr>\n			<td>&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="font-family: verdana\;"><span style="font-size: 12px\;"><span style="color: black\;"><strong>LOCATION</strong></span><span style="color: rgb(255\, 0\, 0)\;">:</span></span></span></td>\n			<td colspan="3" style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="font-family: verdana\;"><span style="color: rgb(0\, 0\, 0)\;">Marion Area Chamber of Commerce</span><br />\n			<strong><span style="color: rgb(255\, 0\, 0)\;">267 W. Center St.</span></strong><br />\n			<span style="color: rgb(0\, 0\, 0)\;">Marion\, OH&nbsp\; 43302</span></span></span></td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;">&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="color: rgb(255\, 0\, 0)\;"><span style="font-family:\;"><font size="3"><span style="font-size: 14px\;"><span style="font-family: verdana\;"><span style="font-size: 12px\;"><strong>SPEAKER</strong></span></span></span></font></span></span><span style="color: black\; font-family:\;"><font size="3"><span style="font-size: 14px\;"><span style="font-family: verdana\;"><span style="font-size: 12px\;">:&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; </span></span></span></font></span></td>\n			<td colspan="3"><span style="language:en-US\;"><span style="color:black\;"><span style="font-family:calibri\;"><span style="font-size:11.0pt\;">Lars Olson\, Senior Vice President\, Merrill Lynch - Olson\, Vincent\, Sharma&nbsp\; Group</span></span></span></span></td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;">&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="color:#000000\;"><strong><span style="font-size:12px\;"><span style="font-family:verdana\;">TOPIC</span></span></strong></span><span style="font-family: verdana\;"><span style="font-size: 12px\;"><span style="color: rgb(255\, 0\, 0)\;">:</span></span></span></td>\n			<td colspan="3"><span style="font-size:12px\;"><span style="font-family:verdana\;"><span style="color:black\;">Special Needs&nbsp\; Financial Planning</span></span></span></td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;">&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="font-size:12px\;"><span style="color:#FF0000\;"><strong><span style="font-family: verdana\;">DESCRIPTION</span></strong></span><span style="color: black\; font-family:\;"><span style="font-family: verdana\;">:&nbsp\;</span></span></span></td>\n			<td colspan="3" style="text-align: left\; vertical-align: top\;"><span style="font-size:12px\;"><span style="font-family:verdana\;">Proper financial planning advice among special need families. Three quick facts to consider:</span></span>\n			<ol>\n				<li><span style="font-size:12px\;"><span style="font-family:verdana\;">Many employees are affected by special needs.&nbsp\; Nationwide\, it is estimated that 20% of all households with children face a special health care need.</span></span></li>\n				<li><span style="font-size:12px\;"><span style="font-family:verdana\;">Special needs planning advice is often very different than traditional planning advice.&nbsp\; For example\, traditional planning advice recommends employees name individuals (spouse/children) as your 401k beneficiaries in order to avoid probate.&nbsp\; Special needs financial planning recognizes that the problem of naming a special needs individual as a 401k beneficiary &ndash\; it may cause him/her to lose their eligibility for key government benefits like Medicaid if they inherit even a modest amount.&nbsp\; &nbsp\;</span></span></li>\n				<li><span style="font-size:12px\;"><span style="font-family:verdana\;">Parents of a special needs child must save for &ldquo\;two lifetimes&rdquo\;\, and many feel that they aren&rsquo\;t succeeding. &nbsp\;Many employees aren&rsquo\;t saving enough to replace their own income in retirement\, and employees with special needs in their family must save both for their retirement and for the needs of their special need loved ones after their passing.&nbsp\; Indeed\, a recent MetLife survey reports that 60% of special needs parents felt their child would never be financially independent.</span></span></li>\n			</ol>\n			</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;">&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="color: rgb(0\, 0\, 0)\;"><strong><span style="font-family: verdana\;">RSVP</span></strong></span><span style="color: rgb(255\, 0\, 0)\;"><span style="font-family: verdana\;">:</span></span></span></td>\n			<td colspan="3" style="text-align: left\; vertical-align: top\;"><span style="font-size: 12px\;"><span style="color: rgb(0\, 0\, 0)\;"><span style="font-family: verdana\;">by Monday\, November 18\, 2019 at noon <span new="" times="">by clicking Register Now above\, by email reply or by calling 740.382.2181.</span></span></span></span></td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;">&nbsp\;</td>\n			<td colspan="3">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td colspan="4" style="text-align: center\; vertical-align: top\;"><span style="color: rgb(128\, 0\, 0)\;"><span style="font-size: 18px\;"><span style="font-family: verdana\;"><b><i><span>Thank you very much for your prompt RSVP!</span></i></b></span></span></span></td>\n		</tr>\n		<tr>\n			<td colspan="4" style="text-align: center\;">&nbsp\;</td>\n		</tr>\n		<tr>\n			<td style="text-align: left\; vertical-align: top\;"><span style="color: rgb(255\, 0\, 0)\;"><span style="font-size: 12px\;"><span style="font-family: verdana\;"><strong>PARKING</strong></span></span></span><span style="color: rgb(0\, 0\, 0)\;"><span style="font-size: 12px\;"><span style="font-family: verdana\;">:</span></span></span></td>\n			<td colspan="3" style="text-align: left\; vertical-align: top\;"><span style="color: black\;"><span style="font-family: verdana\,sans-serif\;"><span style="font-size: 9pt\;">Off street parking for all events held at the Marion Area Chamber of Commerce is available in the<strong><span style="font-weight:normal\;"><span style="font-family:verdana\,sans-serif\;"> large lot marked</span></span></strong></span></span></span><span style="font-family:verdana\,sans-serif\;"><span style="font-size:9.0pt\;"> <strong><span style="background:yellow\;"><span style="color:black\;"><span style="font-family:verdana\,sans-serif\;">&quot\;Private Lot Marion Chamber\, Downtown Marion and Atta Boys at the corner of Orchard and W. Church St</span></span></span></strong><span style="background:yellow\;"><span style="color:black\;">.</span></span><span style="color:black\;">&rdquo\;</span></span></span>\n			<div style="text-align: center\;"><span style="font-family: verdana\;"><span style="font-size: 12px\;"><strong><u><a href="http://www.marionareachamber.org/HARDINGCENTREVISITORPARKINGLOT.pdf"><span style="color: mediumblue\;">Click now to see the Harding Centre Visitors parking lot</span><br />\n			<span style="color: mediumblue\;">Aerial photo and instructions</span></a></u></strong><span style="color: black\;">.</span>&nbsp\;</span></span><span style="font-size: 14pt\;"><span style="font-family: calibri\;"> </span></span></div>\n			</td>\n		</tr>\n	</tbody>\n</table>\n
LOCATION:Marion Area Chamber of Commerce 267 W. Center St.\, Garden Room Marion\, OH 43302
UID:e.1518.498440
SEQUENCE:3
DTSTAMP:20260927T055526Z
URL:https://business.marionareachamber.org/events/details/human-resource-council-meeting-wednesday-november-20-2019-498440
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